⚡BREAKING NEWS
Reddit r/Ripple: 07/11/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix
LIVE 2026-07-09 19:32:03 UTC v97
● 260/314 feeds scanned
$ XRP / USD $1.1144 ▲ 1.33%
📡 Active Sources 3 / 3
😰 Fear & Greed
26
📐 RSI Signals
1H RSI 65.4 Neutral
0 — Oversold305070Overbought — 100
1D RSI 48.5 Neutral
0 — Oversold305070Overbought — 100
📅 52-Week Range
Low: $1.0072 Current: $1.1144 High: $3.1416
From low: +10.6% Position: 5% From high: -64.5%
🎯 Support & Resistance
Resistance$1.5501
Current$1.1144
Support$1.0072
📆 Price Time Machine
1 Year Ago
$2.9975
▼ 62.8%
1 Month Ago
$1.1415
▼ 2.4%
Today vs 1 Year Ago
XRP is down 62.8% versus one year ago ($2.9975 then vs $1.1144 now).
📊 Live XRP/USD Chart
⛓️ On-Chain Intelligence
Market Cap
$69.61B
Rank #6
24h Volume
$584.02M
0.8% of mcap
24h Range
$1.0974 – $1.1175
RSI 48
52-Week Range
$1.0072 – $3.1416
XRP / USD
⏳ Next Ripple Escrow Release
--
days
:
--
hrs
:
--
min
1B XRP · Next release: Aug 01, 2026
🐳 Whale Alert Feed 3h ago
🌐
XRP Ecosystem
Eight interconnected layers powering the future of global finance
🔗
XRPL
The Foundation
Open-source, decentralised blockchain maintained by the independent XRPL Foundation. Consensus settles in 3-5 seconds. Native DEX, AMM pools, escrow, and payment channels built in at the protocol level.
Total Accounts6.4M+
Settlement3-5 seconds
Tx Fee~$0.0002
🏢
Ripple Labs
The Company
Private San Francisco company that created XRP and builds enterprise blockchain solutions. NOT the same as XRPL. Revenue from ODL, software licensing, and XRP sales. Led by Brad Garlinghouse.
Founded2012
HQSan Francisco + Dubai
SEC Case✅ Settled 2025
💎
XRP
The Asset
Native digital asset of the XRPL. Used as bridge currency in ODL, transaction gas, and wallet reserve. Fixed supply of 100 billion — no mining, no inflation. Burned slightly with every transaction.
Total Supply100B XRP
Circulating~62B XRP
In Escrow~43B XRP
🌐
RippleNet
The Network
Ripple's B2B payment network connecting 300+ financial institutions globally. Three tiers: Direct (messaging), Multi-hop (routing), and ODL (XRP bridge). Banks choose their level of XRP integration.
Partners300+ institutions
Countries55+
TypeEnterprise B2B
⚡
ODL
On-Demand Liquidity
Instant cross-border settlement that converts fiat to XRP, moves it on the XRPL in seconds, then converts to the destination fiat — removing pre-funded accounts.
Active Corridors8+
Settlement3-5 seconds
Savings vs SWIFTUp to 60%
💵
RLUSD
The Stablecoin
Ripple's USD-pegged stablecoin launched December 2024. Runs natively on the XRPL and Ethereum, fully backed and regulated.
Peg1:1 USD
RegulatorNYDFS
NetworksXRPL + ETH
🛠️
XRPL Dev
Developer Layer
Tools, standards, and programmability: Hooks (lightweight smart contracts), AMM, native tokens, and multi-purpose tokens — expanding what builders can ship on the ledger.
Smart ContractsHooks
Native AMMLive
TokensIOU + MPT
🛡️
Validators
Consensus Layer
Independent validators worldwide run the consensus protocol, agreeing on ledger state every 3-5 seconds with no mining. A Unique Node List keeps the network decentralised, fast, and energy-efficient.
Validators150+
ConsensusRPCA
EnergyCarbon-neutral
⛓️ How the Layers Connect
🔗
XRPL
Foundation
→
💎
XRP
Native Asset
→
🏢
Ripple Labs
Builder
→
🌐
RippleNet
Network
→
⚡
ODL
Liquidity
+
💵
RLUSD
Stablecoin
→
🛠️
Ecosystem
Builders
⚠️ Common Misconceptions — Set the Record Straight
❌ MYTH
"Ripple controls XRP"
✅ REALITY
XRP runs on the XRPL, which is decentralised and maintained by the independent XRPL Foundation. Ripple holds XRP but cannot create, destroy, or freeze it.
❌ MYTH
"Ripple can print more XRP"
✅ REALITY
XRP has a fixed maximum supply of 100 billion — hardcoded into the protocol. No mining, no inflation, no new XRP can ever be created. Supply only decreases as tiny amounts are burned per transaction.
❌ MYTH
"XRP is a security"
✅ REALITY
Judge Torres ruled in 2023 that XRP is NOT a security in programmatic sales. The SEC settled with Ripple in 2025. XRP now operates with full US regulatory clarity for the first time.
🪚 Mainstream Integration Monitor
XRP is no longer knocking on the door of traditional finance — it's building new springboards for growth and utilization.
🏛️ Institutional Partnership Tracker
🇺🇸 💬 RUMOREDBank
Bank of America
Multiple reports suggest BofA exploring Ripple ODL for cross-border settlement. Not officially confirmed.
Industry reports 2025-2026
🇺🇸 🔍 EXPLORINGBank
JPMorgan Chase
JPM Coin runs on a private blockchain but JPMorgan has engaged with ISO 20022 standards compatible with XRPL. Watching closely.
Bloomberg 2025
🇯🇵 ✅ CONFIRMEDBank
SBI Holdings
SBI Ripple Asia — joint venture fully operational. SBI VC Trade, SBI Remit, and MoneyTap all run on Ripple technology.
SBI Holdings IR 2024
🇪🇸 ✅ CONFIRMEDBank
Santander
One Pay FX powered by Ripple since 2018. Expanded to multiple markets. One of the earliest major bank adopters.
Santander Press Release
🇬🇧 ✅ CONFIRMEDBank
Standard Chartered
SC Ventures partnership with Ripple for cross-border payments in Asia-Pacific corridors.
Standard Chartered 2023
🇺🇸 ✅ CONFIRMEDBank
PNC Bank
PNC joined RippleNet for cross-border payment capabilities. One of the largest US banks on the network.
Ripple Press Release
🇧🇷 ✅ CONFIRMEDBank
Itaú Unibanco
Brazil's largest private bank partnered with Ripple for international transfers via RippleNet.
Ripple Blog 2023
🇮🇳 ✅ CONFIRMEDBank
Axis Bank
Axis Bank uses RippleNet for inbound remittances into India. Major corridor from Gulf states.
Ripple Partner Network
🇸🇬 ✅ CONFIRMEDPayments
Tranglo
Ripple acquired 40% stake in Tranglo. Powers ODL across SE Asia including Philippines, Malaysia, Indonesia.
Ripple Acquisition 2021
🇵🇭 ✅ CONFIRMEDPayments
Coins.ph
Philippines-based wallet using ODL for the US-Philippines corridor. Millions of OFW remittances monthly.
Ripple ODL Partner
🇲🇽 ✅ CONFIRMEDExchange
Bitso
Mexico's largest crypto exchange. Primary ODL partner for the USA-Mexico corridor — the largest ODL corridor globally.
Bitso/Ripple 2021
🇺🇸 🔍 EXPLORINGPayments
Western Union
WU tested Ripple technology in 2018 pilots. No full deployment but ongoing ISO 20022 alignment is notable.
WU Annual Report 2023
🇺🇸 🔍 EXPLORINGPayments
MoneyGram
Former deep Ripple partner (2019-2021). Regulatory pressure caused pause. Re-engagement rumored post-SEC settlement.
Industry reports 2025
🇬🇧 ✅ CONFIRMEDFintech
Modulr
UK fintech using RippleNet for European payment infrastructure. Backed by PayPal Ventures.
Ripple Partner 2023
🇧🇹 ✅ CONFIRMEDCentral Bank
Bank of Bhutan
National digital currency (Druk) built on XRPL. First sovereign digital currency on the XRP Ledger.
Royal Monetary Authority 2023
🌐 ⚔️ COMPETINGNetwork
SWIFT
SWIFT gpi is ISO 20022 compliant — same standard as XRPL. Direct competitive overlap. SWIFT Connect explores DLT bridges.
SWIFT 2024
🇺🇸 🔍 EXPLORINGExchange
Nasdaq
Nasdaq applied for XRP ETF custody services. Potential listing venue for spot XRP ETF products.
SEC Filings 2025
🇺🇸 🔍 EXPLORINGAsset Manager
Fidelity
Fidelity Digital Assets expanding custody. XRP support rumored post-SEC settlement clarity.
Industry reports 2026
🇺🇸 🔍 EXPLORINGAsset Manager
BlackRock
BlackRock BUIDL fund uses blockchain infrastructure. XRP Ledger compatibility being evaluated.
BlackRock Digital 2025
🌐 ✅ CONFIRMEDResearch
Ripple × BIS
Bank for International Settlements Project Nexus exploring XRPL for multi-CBDC settlements between central banks.
BIS Innovation Hub 2024
📅 XRP × Traditional Finance — Integration Timeline
2012
Ripple Founded
OpenCoin (later Ripple) created with a mission to replace correspondent banking.
2018
First Bank Partnerships
Santander One Pay FX and American Express FX International Payments launch on RippleNet.
2019
ODL Goes Live
On-Demand Liquidity launches commercially. XRP used as a bridge currency at scale for the first time.
2020
SEC Lawsuit
SEC files suit — temporarily freezing institutional adoption in the US. Global expansion continues.
2021
SBI + Tranglo
SBI Holdings scales Japan operations. Ripple acquires 40% of Tranglo — an SE Asia ODL hub.
2022
SWIFT ISO 20022
SWIFT mandates ISO 20022 migration — the same standard XRPL natively supports. Alignment begins.
2023
Bhutan CBDC Live
Bank of Bhutan launches a national digital currency on XRPL. First sovereign CBDC on the ledger.
2023
Partial Legal Victory
Judge Torres: XRP is not a security in programmatic sales. US institutional adoption starts thawing.
2024
XRPL EVM Sidechain
An Ethereum-compatible sidechain launches on XRPL — opening DeFi and smart-contract integration.
2025
SEC Settlement
SEC drops the case. $50M settlement. Full US regulatory clarity arrives; institutional floodgates open.
2025
ETF Filings Wave
Bitwise, WisdomTree, and Canary Capital file US spot XRP ETF applications. European ETPs already live.
2026
TradFi Integration Era
Banks, asset managers, and payment networks actively building on XRPL. Post-lawsuit adoption accelerating.
🏆 Top 20 XRP Stories
📰 Top 20 Current Stories
1Pundit Pinpoints 7 Different Ways for XRP to Enter the SWIFT Infrastructure - Times Tabloidneutral · GN: XRP ISO 20022 2 · 23m ago2Ripple's stablecoin is fading away on popular chain, XRP crashes - thestreet.combearish · GN: XRP Market Cap · 25m ago3XRP price at Jul 11, 2026 at 2pm EDT? Crypto Prediction Market - Robinhoodneutral · GN: XRP Price · 1h ago4Barcelona’s defensive overhaul could ripple through fan token marketsbullish · Crypto Briefing · 1h ago5Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade - CryptoRankneutral · GN: XRP Ripple Aggregator · 2h ago6Ripple Treasury Expands as SWIFT Pilot Sparks XRP Debate - Bitgetneutral · GN: XRP Treasury 2 · 2h ago7Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fadebearish · CryptoPotato · 2h ago8Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade - CryptoPotatoneutral · GN: XRP Chart · 2h ago9XRP Completes 4-Hour Golden Cross: Is This Timing Right?neutral · U.Today XRP · 3h ago10Ripple XRP(XRPUSD) 종목이 7월11일에 1.06% 상승한 이유는 무엇인가요? - TradingKeyneutral · GN Korea XRP · 3h ago11XRP (XRPUSD) は7月11日に上昇 1.06%：その理由はこれです - TradingKeyneutral · GN Japan XRP · 3h ago12XRP (XRPUSD) Is up 1.06% on Jul 11: What Do On-Chain Data and Market Sentiment Show? - TradingKeyneutral · GN: XRP Technical2 · 3h ago13XRP Price as Congress Schedules CLARITY Act Hearing on July 17bullish · CoinGape · 3h ago14XRP Price as Congress Schedules CLARITY Act Hearing on July 17 - CoinGapeneutral · GN: XRP Price · 3h ago15XRP Price Nears Capitulation Zone as Whale Accumulation Buildsbullish · Coinpedia · 3h ago163指標でXRP需要減少も資金調達が反発示唆 - BeInCryptoneutral · GN Japan XRP · 3h ago17US spot XRP ETFs near $1B in assets after 9 wee... - Pluangbullish · GN: XRP ETF · 3h ago18Ripple CTO Emeritus says XRP sales don't harm h... - Pluangneutral · GN: XRP Sentiment · 3h ago19XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3% - 24/7 Wall St.neutral · GN: XRP ETF · 3h ago20XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3% - AOL.comneutral · GN: XRP Ripple Aggregator · 3h ago
🔥 Top 20 Most Influential Articles of the Week
1XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals - MarketForces Africabullish · GN Europe XRP · 7h ago2SEC’s Ripple Filing Keeps Remedies Battle Alive As XRP Traders Wait For Finalitybearish · Bitcoinist XRP Direct · 19h ago3XRP ETFs face major capital outflows, signaling waning institutional interest in Ripple in 2026 - Pluangbullish · GN: XRP ETF · 1d ago4Analyst Predicts XRP Could Surge To $17, Challenge Ethereum in Next Bull Runbullish · ZyCrypto · 1d ago5Analyst Says XRP’s Billion-Dollar Unlock Is Old News, Ripple’s Bank Ambitions Aren’t - TradingViewbearish · GN: XRP Ripple Aggregator · 1d ago6Ripple Cuts RLUSD Ethereum Supply to $692 Millionbearish · U.Today XRP · 1d ago7Ex-SWIFT CIO Tom Zschach Shuts Down XRP Partnership Claims in Two Wordsbullish · Cryptonews · 1d ago8Harga XRP Melonjak Usai SWIFT Gandeng Bank yang Terafiliasi dengan Ripple - INDODAXbearish · Indodax Indonesia · 1d ago9Ripple Secures EU Regulatory Green Light as XRP ETF Inflows Streak Abruptly Ends - ad-hoc-news.debullish · GN: XRP MiCA EU · 1d ago10XRP price rises as SWIFT taps Ripple-linked banks for blockchain payments - Crypto Newsbearish · GN: XRP Payment · 1d ago11XRP Price as SWIFT Taps Ripple-Affiliated Banks For Tokenized Cross-Border Payments - CoinGapebearish · GN: XRP Partnership · 2d ago12XRP Bulls Make Risky Bet as Spot Demand Risesbullish · ZyCrypto · 2d ago13XRP Logo Lands on Kansas Jayhawks Jerseys as Ripple Inks Multi-Year Dealneutral · Decrypt · 3d ago14XRP Caught Between Divergent Institutional Bets as Ripple Clinches EU License and Goldman Exits ETFs - ad-hoc-news.debullish · GN: XRP EU Inst · 3d ago15Ripple secures EU MiCA license, boosting XRP's institutional appeal and price potential. - Pluangbullish · GN: XRP EU Inst · 4d ago16XRP Gets New Payment Flow as Ripple's RLUSD Lands AI Banking Platform Nuvion Integration - Bitcoin Newsneutral · GN: XRP EU Banking · 4d ago17Crypto News Today (July 7): BTC Heading Toward $70K? $20M BONK Hack, and Ripple Gains Full MiCA Compliancebullish · 99Bitcoins · 4d ago18RLUSD vs XRP: RLUSD’s Reach Grows, Leaving XRP’s Role in Questionneutral · UseTheBitcoin Direct · 4d ago19Bitcoin and Fed Independence: Why the Lisa Cook Ruling Became a Rate-Path Crypto Storybullish · Crypto Daily · 4d ago20Ripple Secures Full MiCA License To Offer Crypto Payments Across EU - MarketForces Africabullish · GN: XRP MiCA EU · 5d ago
🇺🇸 US Intelligence 2026-07-11 18:22:23 UTC
5219 US-focused XRP stories this cycle; sentiment reads bullish (1704 bullish, 609 bearish), centered on regulatory clarity and institutional access.
Regulatory
922 stories touch US regulation (SEC / CFTC / legislation).
Institutional
1810 stories cover US institutional activity (ETFs, banks, custody).
🌐 Global Pulse 2026-07-11 18:22:23 UTC
9368 XRP stories across 8 active regions; the global tape reads risk-on (2533 bullish, 1123 bearish).
Thesis
Positive momentum is concentrated in Japan, Korea, UAE, Europe, LatAm, Africa. Broad positive flow supports continuation — watch US regulatory catalysts for confirmation.
🇯🇵 Japan: bullish🇰🇷 Korea: bullish🇦🇪 UAE: bullish🇪🇺 Europe: bullish🇮🇳 India: bearish🌎 LatAm: bullish🌍 Africa: bullish🌏 SEA: bearish
🗺️ Regional Discourse
🇯🇵 Japanbullish
459 stories
Derivatives Market for XRP Is Sending Some Signals About the Price - Bitcoin Sistemi
🇰🇷 Koreabullish
215 stories
XRP price prediction July 2026: The $1 floor vs the CLARITY catalyst - Crypto News
🇦🇪 UAEbullish
141 stories
Ripple XRP(XRPUSD) 종목이 7월11일에 1.06% 상승한 이유는 무엇인가요? - TradingKey
🇪🇺 Europebullish
295 stories
Ripple Gets Full MiCA License in Europe: One of the Few to Clear the Bar - Memeburn
🇮🇳 Indiabearish
59 stories
XRP Price Prediction: Daily, Weekly 2026 – 2040 - CoinDCX
🌎 LatAmbullish
68 stories
Ripple selling XRP dilutes circulating supply and can pressure price, Zach Rynes argues - Traders Union
🌍 Africabullish
149 stories
XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals - MarketForces Africa
🌏 SEAbearish
91 stories
Ripple Expands RLUSD Footprint in Indonesia as FLOQ Brings Stablecoin to 1.8 Million Users - Cryptonews.net
📡 Signal Scoreboard
9368
Stories Tracked
260/314 sources
2533
Bullish
27%
1123
Bearish
12%
5712
Neutral
Net: +1410
26
Fear & Greed
Fear
#6
Global Rank
CoinCap
$69.61B
Market Cap
$584.02M
24h Volume
$1.1175
24h High
$1.0974
24h Low
🗞️ Global News Feed & Search
60 stories shown  |  9368 total  |  260/314 sources online
GN: XRP ISO 20022 2General23m ago
Pundit Pinpoints 7 Different Ways for XRP to Enter the SWIFT Infrastructure - Times Tabloid
Pundit Pinpoints 7 Different Ways for XRP to Enter the SWIFT Infrastructure  Times Tabloid
neutral
GN: XRP Market CapEcosystem25m ago
Ripple's stablecoin is fading away on popular chain, XRP crashes - thestreet.com
Ripple's stablecoin is fading away on popular chain, XRP crashes  thestreet.com
bearish
GN: XRP PricePrice1h ago
XRP price at Jul 11, 2026 at 2pm EDT? Crypto Prediction Market - Robinhood
XRP price at Jul 11, 2026 at 2pm EDT? Crypto Prediction Market  Robinhood
neutral
Crypto BriefingGeneral1h ago
Barcelona’s defensive overhaul could ripple through fan token markets
Barcelona's defensive strategy could significantly impact fan token markets, intertwining sports performance with crypto-economic dynamics. The post Barcelona’s defensive overhaul could ripple through fan token markets appeared first…
bullish
GN: XRP Ripple AggregatorPrice2h ago
Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade - CryptoRank
Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade  CryptoRank
neutral
GN: XRP Treasury 2General2h ago
Ripple Treasury Expands as SWIFT Pilot Sparks XRP Debate - Bitget
Ripple Treasury Expands as SWIFT Pilot Sparks XRP Debate  Bitget
neutral
CryptoPotatoPrice2h ago
Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade
Ripple’s XRP has shown signs of stabilization after its prolonged downtrend, with buyers successfully defending a key support region and triggering a short-term market structure shift. Although the broader trend remains bearish, the…
bearish
GN: XRP ChartPrice2h ago
Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade - CryptoPotato
Ripple Price Analysis: XRP Looks Ready for a Comeback as Sellers Fade  CryptoPotato
neutral
U.Today XRPGeneral3h ago
XRP Completes 4-Hour Golden Cross: Is This Timing Right?
XRP's latest chart signal has traders asking one key question.
neutral
GN Korea XRPGeneral3h ago
Ripple XRP(XRPUSD) 종목이 7월11일에 1.06% 상승한 이유는 무엇인가요? - TradingKey🌐 Translate
Ripple XRP(XRPUSD) 종목이 7월11일에 1.06% 상승한 이유는 무엇인가요?  TradingKey
neutral
GN Japan XRPGeneral3h ago
XRP (XRPUSD) は7月11日に上昇 1.06%：その理由はこれです - TradingKey🌐 Translate
XRP (XRPUSD) は7月11日に上昇 1.06%：その理由はこれです  TradingKey
neutral
GN: XRP Technical2General3h ago
XRP (XRPUSD) Is up 1.06% on Jul 11: What Do On-Chain Data and Market Sentiment Show? - TradingKey
XRP (XRPUSD) Is up 1.06% on Jul 11: What Do On-Chain Data and Market Sentiment Show?  TradingKey
neutral
CoinGapePrice3h ago
XRP Price as Congress Schedules CLARITY Act Hearing on July 17
Ripple (XRP) price is up slightly by 0.02% today, July 11, to trade at $1.10 at the time of writing. The slight gain comes as trading volumes cool into the weekend, with CoinMarketCap showing that XRP’s volume are down by 25% to $762…
bullish
GN: XRP PricePrice3h ago
XRP Price as Congress Schedules CLARITY Act Hearing on July 17 - CoinGape
XRP Price as Congress Schedules CLARITY Act Hearing on July 17  CoinGape
neutral
CoinpediaWhale3h ago
XRP Price Nears Capitulation Zone as Whale Accumulation Builds
The post XRP Price Nears Capitulation Zone as Whale Accumulation Builds appeared first on Coinpedia Fintech News The XRP price chart shows that it has spent months grinding lower, which is frustrating bulls and it is rewarding almost…
bullish
GN Japan XRPGeneral3h ago
3指標でXRP需要減少も資金調達が反発示唆 - BeInCrypto🌐 Translate
3指標でXRP需要減少も資金調達が反発示唆  BeInCrypto
neutral
GN: XRP ETFGeneral3h ago
US spot XRP ETFs near $1B in assets after 9 wee... - Pluang
US spot XRP ETFs near $1B in assets after 9 wee...  Pluang
bullish
GN: XRP SentimentGeneral3h ago
Ripple CTO Emeritus says XRP sales don't harm h... - Pluang
Ripple CTO Emeritus says XRP sales don't harm h...  Pluang
neutral
GN: XRP ETFTech3h ago
XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3% - 24/7 Wall St.
XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3%  24/7 Wall St.
neutral
GN: XRP Ripple AggregatorTech3h ago
XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3% - AOL.com
XRP Ledger Activity Hits a Rare Low as XRP Price Slides 3%  AOL.com
neutral
Crypto News FlashGeneral4h ago
XRP Holds $1.11 as ETF Flows Flip Negative for First Time Since May
XRP trades near $1.11 on July 11, up 0.49% intraday but below all three of its major moving averages, as the first weekly ETF outflow since 1st of May removes the steadiest source of demand from a market already running on shrinking…
bullish
U.Today XRPGeneral4h ago
'The Only Victim Is Ripple,' Ripple CTO Emeritus Clarifies XRP Sales Effect
Ripple CTO Emeritus David Schwartz strongly maintains his long-standing position that Ripple's XRP sales do not cause any harm to its holders.
neutral
GN: XRP Ripple AggregatorEcosystem4h ago
XRP Community Urged to Ignore SWIFT Hype and Focus on Real Adoption - Cryptonews.net
XRP Community Urged to Ignore SWIFT Hype and Focus on Real Adoption  Cryptonews.net
bullish
GN: XRP OCCGeneral4h ago
Circle’s OCC Approval Revives Ripple Reverse Takeover Talks - CryptoRank
Circle’s OCC Approval Revives Ripple Reverse Takeover Talks  CryptoRank
bullish
GN: XRP Ripple AggregatorPrice4h ago
XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient? - Coinpedia
XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient?  Coinpedia
bearish
Santiment AnalyticsPrice4h ago
XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient? - TradingView
XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient?  TradingView
bearish
CoinpediaPrice4h ago
XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient?
The post XRP Network Activity Falls to 2026 Lows—Can the Price Stay Resilient? appeared first on Coinpedia Fintech News The XRP price is chopping around the $1.08–$1.10 range despite mixed momentum in the broader crypto market. The token…
bearish
GN: XRP CryptoQuantGeneral5h ago
\XRP Spot Buying Rises as Bearish Sentiment Hits Extremes, CryptoQuant Flags Reversal Signal - The Crypto Basic
\XRP Spot Buying Rises as Bearish Sentiment Hits Extremes, CryptoQuant Flags Reversal Signal  The Crypto Basic
bearish
GN: XRP PaymentLegal5h ago
Researcher Says SWIFT GPI Can Leverage XRP As a Settlement Asset. Here’s how - Bitget
Researcher Says SWIFT GPI Can Leverage XRP As a Settlement Asset. Here’s how  Bitget
neutral
CryptoPotatoTech5h ago
XRP Stalls at $1.10: Could Quiet On-Chain Activity Be the Calm Before a Bigger Move?
XRP Ledger activity has dropped substantially in the past few months. Separately, a popular analyst outlined why the current range is very important for XRP.
bearish
GN: XRP Binance2Legal5h ago
#xrpactivewalletshitsecondlowestof2026 Community Insights & Market Sentiment | Binance Square - Binance
#xrpactivewalletshitsecondlowestof2026 Community Insights & Market Sentiment | Binance Square  Binance
neutral
GN: XRP CryptoQuantPrice5h ago
Derivatives Market for XRP Is Sending Some Signals About the Price - Bitcoin Sistemi
Derivatives Market for XRP Is Sending Some Signals About the Price  Bitcoin Sistemi
neutral
GN Korea XRPGeneral5h ago
10억 개 또 풀리는 리플(XRP), 이번에도 폭락 없이 1.18달러 벽 넘을까? - 코인리더스🌐 Translate
10억 개 또 풀리는 리플(XRP), 이번에도 폭락 없이 1.18달러 벽 넘을까?  코인리더스
neutral
GN: XRP Spot ETFGeneral5h ago
XRP Spot ETFs Post $7.29M Outflow, Largest Since March - Bitget
XRP Spot ETFs Post $7.29M Outflow, Largest Since March  Bitget
bullish
GN Korea XRPGeneral6h ago
70% 폭락에도 희망은 남았다! 리플(XRP) 주목받는 이유 - 코인리더스🌐 Translate
70% 폭락에도 희망은 남았다! 리플(XRP) 주목받는 이유  코인리더스
neutral
GN: XRP GalaxyGeneral6h ago
XRP NEWS: May 14th — The 309-Page Nobody Saw! Rain (hebwDx4myy) - Mshale
XRP NEWS: May 14th — The 309-Page Nobody Saw! Rain (hebwDx4myy)  Mshale
neutral
GN Korea XRPGeneral6h ago
리플XRP, ETF보다 커진 토큰화 시장 주목…RWA 생태계 확대에 관심 집중 - CBC뉴스🌐 Translate
리플XRP, ETF보다 커진 토큰화 시장 주목…RWA 생태계 확대에 관심 집중  CBC뉴스
bullish
GN: XRP PricePrice6h ago
XRP’s Price if CLARITY Act Fails? 4 AI Models Deliver Verdict — One Sees Surprise Rally - CCN.com
XRP’s Price if CLARITY Act Fails? 4 AI Models Deliver Verdict — One Sees Surprise Rally  CCN.com
bullish
BTC Echo DEGeneral6h ago
“Wird nicht passieren”: Drückt die SWIFT-Debatte den XRP-Kurs?
Eine knappe Aussage eines Ex-SWIFT-Managers bringt die XRP-Community in Aufruhr. Der Ripple-Coin steht derweil an einer wichtigen Marke.   Source: BTC-ECHO BTC-ECHO
bullish
U.Today XRPEcosystem6h ago
XRP Community Urged to Ignore SWIFT Hype and Focus on Real Adoption
XRP quietly building for the future, with the XRPL Foundation director encouraging the crypto community to focus on real developments rather than hype.
bullish
GN: XRP Ripple AggregatorPrice6h ago
Ripple to unlock 1B XRP on Aug 1; price predicted to rise 7% to $1.18 amid stable market conditions. - Pluang
Ripple to unlock 1B XRP on Aug 1; price predicted to rise 7% to $1.18 amid stable market conditions.  Pluang
neutral
CoinpediaTech6h ago
XRP Price USD Stays Below $1.10 as XRP Ledger Activity Slows
The post XRP Price USD Stays Below $1.10 as XRP Ledger Activity Slows appeared first on Coinpedia Fintech News XRP Ledger activity has declined as XRP trades below $1.10, according to the source. The network recorded 25,350 active wallets,…
bullish
FinboldWhale6h ago
ChatGPT predicts XRP price after Ripple’s eighth 1B-token unlock of 2026
Ripple is set to unlock 1 billion XRP on August 1 as part of its monthly escrow release program, marking … Continue reading The post ChatGPT predicts XRP price after Ripple’s eighth 1B-token unlock of 2026 appeared first on…
neutral
GN: XRP PricePrice6h ago
ChatGPT predicts XRP price after Ripple’s eighth 1B-token unlock of 2026 - Finbold
ChatGPT predicts XRP price after Ripple’s eighth 1B-token unlock of 2026  Finbold
neutral
GN Korea XRPGeneral7h ago
XRP 1.10달러선 시험대…볼린저밴드상 2달러 가능성 유지 - 디지털투데이🌐 Translate
XRP 1.10달러선 시험대…볼린저밴드상 2달러 가능성 유지  디지털투데이
neutral
GN: XRP GrayscaleGeneral7h ago
Grayscale names XRP the top blockchain for glob... - Pluang
Grayscale names XRP the top blockchain for glob...  Pluang
bearish
GN Korea XRPGeneral7h ago
체인링크 커뮤니티 리드 “XRP, 실질적 채택 없다” - 디지털투데이🌐 Translate
체인링크 커뮤니티 리드 “XRP, 실질적 채택 없다”  디지털투데이
neutral
GN: XRP GrayscaleGeneral7h ago
Grayscale Says XRP Is Winning the Global Payments Narrative - Coinpaper
Grayscale Says XRP Is Winning the Global Payments Narrative  Coinpaper
bullish
GN: XRP FuturesGeneral7h ago
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound - CryptoRank
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound  CryptoRank
neutral
GN: XRP ETFGeneral7h ago
XRP gains 1.27% amid CLARITY Act progress and s... - Pluang
XRP gains 1.27% amid CLARITY Act progress and s...  Pluang
bullish
GN: XRP PricePrice7h ago
XRP Price Shows Rare Bullish Signal That Led to a 1,100% Rally - Coinpedia
XRP Price Shows Rare Bullish Signal That Led to a 1,100% Rally  Coinpedia
bullish
GN Europe XRPEcosystem7h ago
XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals - MarketForces Africa
XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals  MarketForces Africa
bullish
GN: XRP Technical2Price7h ago
XRP Price Analysis: Institutional Investors Quietly Building Positions as Senate Vote Approaches - Blockonomi
XRP Price Analysis: Institutional Investors Quietly Building Positions as Senate Vote Approaches  Blockonomi
neutral
GN: XRP UK AdoptionPrice8h ago
Ripple (XRP) Price Prediction 2026, 2027-2030: Will XRP Reach $5? - Coinpedia
Ripple (XRP) Price Prediction 2026, 2027-2030: Will XRP Reach $5?  Coinpedia
neutral
BeInCryptoGeneral8h ago
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound
XRP demand weakened across three fronts in early July as on-chain activity, futures positioning, and spot ETF flows all cooled. However, extreme bearish funding rates have drawn the attention of analysts, who read such conditions as a…
neutral
GN: XRP ETFGeneral8h ago
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound - Yahoo Finance
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound  Yahoo Finance
bearish
GN: XRP FuturesGeneral8h ago
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound - BeInCrypto
XRP Demand Cools Across 3 Metrics, but Funding Hints at Rebound  BeInCrypto
neutral
GN: XRP Vietnam 2General8h ago
Nhu cầu XRP giảm ở 3 chỉ số, nhưng funding cho thấy khả năng phục hồi - BeInCrypto🌐 Translate
Nhu cầu XRP giảm ở 3 chỉ số, nhưng funding cho thấy khả năng phục hồi  BeInCrypto
neutral
GN: XRP OCCGeneral8h ago
Circle’s OCC Approval Revives Ripple Reverse Takeover Talks - Coin Edition
Circle’s OCC Approval Revives Ripple Reverse Takeover Talks  Coin Edition
bullish
GN: XRP Colombia 1General9h ago
XRP tantea los 1,20 dólares mientras se acerca la votación de la Ley CLARITY - Criptotendencias
XRP tantea los 1,20 dólares mientras se acerca la votación de la Ley CLARITY  Criptotendencias
neutral
🔗 XRPL Network
Network● Live
ConsensusFederated Byzantine
Ledger Close~3-5 seconds
Tx Fee~0.00001 XRP
Circulating62.2B XRP
Escrow Locked~43B XRP
Total Supply100B XRP
📊 Market Structure
Price$1.1144
24h Change+1.33%
Global Rank#6
Market Cap$69.61B
24h Volume$584.02M
Vol / MCap0.84%
24h High$1.1175
24h Low$1.0974
XRP/BTC0.00001733
⏳ Ripple Escrow
Next ReleaseAug 01, 2026
Amount1B XRP
🔬 Analytics Lab
📈 Signal Metrics
Stories Today9368
Bullish Signals2533
Bearish Signals1123
Neutral5712
Net Sentiment+1410
Bull/Bear Ratio2.26:1 bull/bear
📊 Market Analytics
Global Rank#6
Market Cap$69.61B
24h Volume$584.02M
Vol / MCap %0.84%
Fear & Greed26 — Fear
24h Change+1.33%
🔍 Feed Intelligence
Total Sources314
Active Feeds260
Foreign Feeds479 stories
Refresh5 min
Regions Tracked8 regions
EngineNews-Derived
9368
Total Stories
In memory
27%
Bullish
of tracked
12%
Bearish
of tracked
+1410
Net Sentiment
bull − bear
🏆 XRPRadar Leaderboard
Top sources, most active regions, and live intelligence — the XRPRadar rankings.
📡 Top Sources Today
1Indodax Indonesia100
2GN: XRP Price Target98
3GN: XRP Futures95
4GN Korea XRP94
5GN: XRP Technical293
6GN: XRP Reserve93
🗺️ Most Active Regions
1🇯🇵 Japan459
2🇪🇺 Europe295
3🇰🇷 Korea215
4🌍 Africa149
5🇦🇪 UAE141
6🌏 SEA91
7🌎 LatAm68
8🇮🇳 India59
🔥 Live Intelligence
62
Signal Score / 100
BULLISH
Feeds Active260/314
Stories Today9368
Bullish Share27%
🔮 XRP Intelligence Brief
🔮 Next Proprietary Briefing in —
Twice daily — 12:00 PM & 9:00 PM CST — see World Clocks below
🔮CURRENT BRIEF AM EDITION, Jul 11, 2026 · 12:00 PM CST · Next edition Jul 11, 9:00 PM CST
This edition's analysis, broken into 6 topics below — same briefing, organized by subject:
📊 Market Pulse
The tape carries 9388 XRP stories this edition, leaning bullish (2536 bullish, 1132 bearish). Fear & Greed reads 26 (Fear); XRP is up 1.00% over 24h.
🔗 Story Connections
The dominant thread is XRPL Tech (996 stories across 165 outlets), followed by Spot ETF (900 stories across 153 outlets) and Bank Partnerships (808 stories across 149 outlets). Cross-outlet convergence suggests the narrative is broadening, not isolated.
🎲 Domino Effect
If XRPL Tech momentum holds, expect follow-through buying and secondary coverage from lagging outlets; watch for confirmation in price and volume.
🌍 Regional Flashpoints
Regional activity concentrates in 🇯🇵 Japan (460, bullish), 🇪🇺 Europe (296, bullish), 🇰🇷 Korea (214, bullish). Other regions are quiet.
👁️ Watchlist
Highest-signal stories to watch: (1) Ripple’s $1.6 Billion RLUSD Stablecoin Launches in Japan Following JFSA Approval — ZyCrypto XRP Direct; (2) BDACS Signs Strategic Partnership with Ripple to Expand Institutional-Level Custody and the Digital Asset Ecosystem in South Korea - The Digital Banker — GN: XRP Custody Bank; (3) BlackRock XRP Move Signals Rising Institutional Demand After Ripple Win RLUSD Launch - Binance — GN: XRP BlackRock; (4) Ripple Secures First Major Crypto Custody Partnership in South Africa with Absa Bank - Finance Magnates — GN Africa XRP.
🏛️ TradFi Integration Outlook
2427 stories touch traditional-finance integration (ETFs, banks, regulators, settlement rails). Institutional plumbing remains the structural story beneath the daily price noise.
⚠️ Informational only — not financial advice. Editions publish at 12:00 PM and 9:00 PM CST and are derived from the live news feed.
🌐 World Briefing Clocks
Local time across major crypto hubs, with each city's 1st (12:00 PM CST) and 2nd (9:00 PM CST) briefing time — orange by day, gray by night.
UTC
UTC ±0
1st 5:00 PM
2nd 2:00 AM
New York
UTC −4
1st 1:00 PM
2nd 10:00 PM
London
UTC +1
1st 6:00 PM
2nd 3:00 AM
Dubai
UTC +4
1st 9:00 PM
2nd 6:00 AM
Singapore
UTC +8
1st 1:00 AM
2nd 10:00 AM
Hong Kong
UTC +8
1st 1:00 AM
2nd 10:00 AM
Tokyo
UTC +9
1st 2:00 AM
2nd 11:00 AM
Seoul
UTC +9
1st 2:00 AM
2nd 11:00 AM
🎨 Unique Displays
🧠 Smart Money Score
48 /100
Neutral / Mixed
RSI 1D48.5
Sentiment27% bullish
😰 Fear & Greed Index — 30-Day History
30 days ago20 days ago10 days agotoday
Extreme Fear (0-25) Fear (25-45) Neutral (45-55) Greed (55-75) Extreme Greed (75-100)
📈 Longitudinal Value Markers
XRP/USD price performance across key windows.
1 Week
▼ 3.6%
price change
30 Day
▼ 2.3%
price change
90 Day
▼ 15.9%
price change
6 Month
▼ 45.7%
price change
🗺️ Regional News Activity Heatmap
XRP stories by region today — brighter means more coverage.
🇯🇵
Japan
459
stories today
🇰🇷
Korea
215
stories today
🇦🇪
UAE/Middle East
141
stories today
🇪🇺
Europe
295
stories today
🇮🇳
India
59
stories today
🌎
Latin America
68
stories today
🌍
Africa
149
stories today
🌏
SE Asia
91
stories today
🧠 Sentiment Engine
📡 XRP Interest Score
100
🔥 Trending
Derived from live feed velocity
📰 News Velocity — Stories per Hour (24h)
24h ago12h agonow
📈 Sentiment Trend — Since Deploy (up to 30 days)
Bullish day Bearish day Balanced day
🏆 Source Leaderboard — Most Active (Today)
#SourceStories BullBear SentimentBreaking
1Indodax Indonesia10066
—
2GN: XRP Price Target982111
—
3GN: XRP Futures95275
1
4GN Korea XRP9471
—
5GN: XRP Technical2931912
2
6GN: XRP Reserve93137
2
7GN: XRP Bank922241
1
8GN: XRP ETF91823
—
9GN Japan XRP9142
—
10GN: XRP Binance2902814
—
11GN: XRP CNBC902813
—
12GN: XRP TheBlock289422
—
13GN: XRP Legal862321
5
14GN: XRP Halving85188
1
15GN: XRP Sentiment852727
—
⚔️ Competitive Briefing
XRP vs major competitors — live performance.
AssetPrice24h % 7d %Market CapXRP Edge
🪙XRP$1.11+1.33%-3.58%$69.61B🎯 Tracking live
◎SOL$78.12+0.57%-4.38%$45.48BPayment rails vs. smart contract platform — XRP settles instantly for a near-zero fee.
⟠ETH$1,824.06+2.09%+2.55%$219.67BXRP settles far cheaper per transaction with faster finality — purpose-built for payments.
₳ADA$0.1721+3.36%-10.47%$6.67BXRP has live ODL corridors, bank partnerships and regulatory clarity vs. a research-first roadmap.
✦XLM$0.1913+1.03%-7.35%$6.53BXRP carries deeper liquidity, more active corridors and broader institutional adoption.
🌐 Active ODL Corridors
🇺🇸 USA → 🇲🇽 MexicoACTIVEvia BitsoLargest ODL corridor globally — high daily volume via Bitso.
🇺🇸 USA → 🇵🇭 PhilippinesACTIVEvia Coins.phMajor OFW remittance route serving millions of Filipino workers.
🇪🇺 Europe → 🇲🇽 MexicoACTIVEvia BitsoCross-Atlantic corridor expanding with MiCA regulatory clarity.
🇯🇵 Japan → 🇵🇭 PhilippinesACTIVEvia SBI RemitSBI Holdings' flagship ODL corridor — high volume.
🇦🇺 Australia → 🇵🇭 PhilippinesACTIVEvia FlashFXAUD to PHP remittance — major OFW corridor.
🇬🇧 UK → 🇳🇬 NigeriaGROWINGvia Ripple PartnerAfrica expansion focus with Flutterwave integration.
🇺🇸 USA → 🇮🇳 IndiaGROWINGvia VariousLargest remittance market globally — $100B+ annual flows.
🇸🇬 Singapore → 🌏 SE AsiaGROWINGvia VariousRegional hub — Ripple's Singapore MPI license is active.
📋 ISO 20022 Adoption
XRP and the XRPL natively support ISO 20022 data fields, positioning Ripple as infrastructure for the new global payment standard.
LIVESWIFT gpiGlobalFully ISO 20022 compliant since 2023.
LIVETARGET2EUECB's large-value payment system, migrated Nov 2022.
LIVECHAPSUKBank of England high-value payment system, migrated 2023.
LIVEFedwireUSAUS Federal Reserve system, migration completed 2024.
LIVECHIPSUSAClearing House Interbank Payments System, ISO 20022 compliant.
LIVESICSwitzerlandSwiss Interbank Clearing system, migrated 2023.
LIVEHVPS+CanadaHigh Value Payment System Canada, completed 2023.
LIVERITSAustraliaReserve Bank Information Transfer System, migrated.
Banks exploring ISO 20022 + Ripple: 200+
⚡ XRP vs SWIFT — The Case for ODL
$5T
SWIFT Daily Volume
Traditional rails
1-5 days
SWIFT Settlement
Avg. cross-border
2-10%
SWIFT Avg Cost
Remittance fees
3-5 sec
XRPL Settlement
Any corridor, 24/7
$0.0002
XRPL Cost
Per transaction
XRPL settles in seconds for fractions of a cent, 24/7/365 — no correspondent banking chain, no cut-off times.
🎤 Ripple Exec Tracker 18:22 UTC
Brad GarlinghouseCEO, Ripple5h ago
What is the CLARITY Act and Why Does it Matter for Crypto - Kavout | AI
Monica LongPresident, Ripple3d ago
TOKENIZATION ERA 💥🇺🇸 Ripple President Monica Long - KuCoin
David SchwartzCTO, Ripple12d ago
Ripple’s Former CTO David Schwartz Proposes XRPL Upgrade to Block Front-Running and Sandwich Attacks - CryptoRank
Brad GarlinghouseCEO, Ripple12d ago
Brad Garlinghouse Takes Aim at $16Tn Payment Flows: Is XRP Ripple Really Going to 100X? - Yahoo Finance
David SchwartzCTO, Ripple12d ago
XRP Price to $11? Former Ripple CTO David Schwartz Proposes XRPL Security Overhaul - Yahoo Finance
Monica LongPresident, Ripple13d ago
Ripple’s Monica Long to headline major XRP event in Seoul - Crypto News
Brad GarlinghouseCEO, Ripple14d ago
Ripple CEO stays bullish on bitcoin but says Saylor's strategy has hurt crypto - CoinDesk
Brad GarlinghouseCEO, Ripple15d ago
Ripple CEO Brad Garlinghouse says he's 'bullish' on bitcoin - CNBC
David SchwartzCTO, Ripple32d ago
Ripple’s David Schwartz explains his XRPL role in verse - Crypto News
David SchwartzCTO, Ripple47d ago
Learn All Crypto Topics | Phemex Academy - Phemex
Stuart AlderotyChief Legal Officer, Ripple50d ago
Ripple‑SEC Lawsuit News: XRP Case Officially Ends as SEC Walks Away From Enforcement Action - Brave New Coin
Stuart AlderotyChief Legal Officer, Ripple115d ago
Ripple CLO Says We Always Knew XRP Was Never Security, After This Latest SEC Development - Cryptonews.net
Stuart AlderotyChief Legal Officer, Ripple116d ago
XRP Officially Recognized as Non-Security in New SEC Guidance - TradingView
Monica LongPresident, Ripple170d ago
Ripple President: Half Of Fortune 500 Will Have Crypto Strategies By Year-End - Yahoo Finance
Monica LongPresident, Ripple171d ago
Ripple President Calls $1 Trillion Inflow The Next Wave - DailyCoin
Stuart AlderotyChief Legal Officer, Ripple285d ago
Ripple Chief Legal Officer Stuart Alderoty Says U.S. Congress Must End Crypto Uncertainty - CoinDesk
💻 XRPL Dev Activity 18:22 UTC
6
rippled commits
7 days
6
other repos
7 days
5,170
GitHub stars
3 repos
946
open issues
3 repos
Latest commit
fix: Improve Number addition/subtraction rounding (#7369)
Ed Hennis · 2026-07-11
rippledfix: Improve Number addition/subtraction rounding (#7369)Ed Hennis · 2026-07-11
rippledfeat: XLS-68: Sponsor, #5887 continuation (#7350)Olek · 2026-07-10
xrpl-dev-portalMerge pull request #3770 from XRPLF/fix_ai_osano_overlapRome Reginelli · 2026-07-10
xrpl-dev-portalMerge pull request #3743 from XRPLF/osano-cmp-upgradeRome Reginelli · 2026-07-10
xrpl-dev-portalFix overlapping Osano/AI buttonsmDuo13 · 2026-07-10
xrpl-dev-portalMerge pull request #3741 from XRPLF/enrich-tec-code-descriptionsrachelflynn · 2026-07-10
xrpl-dev-portalMerge pull request #3748 from XRPLF/fix_minor_issuesRome Reginelli · 2026-07-09
rippledchore: Add .envrc for automatic devshell switch by direnv (#7756)Sergey Kuznetsov · 2026-07-08
rippledchore: Use same compiler in Nix devshell as in CI (#7751)Ayaz Salikhov · 2026-07-08
rippledrelease: Bump version to 3.3.0-b1 (#7755)Ayaz Salikhov · 2026-07-08
xrpl-dev-portalAgentic transactions: more links & external arrow for external linksmDuo13 · 2026-07-08
rippledchore: Enable most performance checks (#7727)Ayaz Salikhov · 2026-07-07
🏛️ Regulatory Radar
🌍 Global XRP Legal StatusReference — verify locally before acting
🇺🇸United States
CONTESTED
SEC lawsuit settled; XRP non-security ruling in programmatic sales. Evolving clarity.
🇪🇺European Union
LEGAL
MiCA regulation fully in force. XRP classified as crypto-asset, not security.
🇬🇧United Kingdom
LEGAL
FCA regulated. Crypto-asset promotion rules apply. No XRP-specific restrictions.
🇯🇵Japan
LEGAL
FSA regulated. XRP officially recognized as a crypto-asset. SBI Holdings major partner.
🇰🇷South Korea
LEGAL
FSC/FSS regulated. Major trading volume on Upbit and Bithumb.
🇸🇬Singapore
LEGAL
MAS regulated under PSA. Ripple holds a Major Payment Institution license.
🇦🇪UAE
LEGAL
VARA (Dubai) and ADGM (Abu Dhabi) regulated. Ripple has a regional HQ in Dubai.
🇨🇭Switzerland
LEGAL
FINMA regulated. Crypto Valley in Zug. Openly traded on licensed exchanges.
🇦🇺Australia
LEGAL
ASIC regulated. Crypto exchanges licensed. No XRP-specific restrictions.
🇩🇪Germany
LEGAL
BaFin regulated under MiCA. Deutsche Börse-listed crypto products available.
🇧🇷Brazil
LEGAL
Banco Central do Brasil regulated. Bitso is a major corridor partner.
🇨🇦Canada
LEGAL
CSA regulated. Crypto ETPs listed on TSX. Active Canada-Mexico ODL corridor.
🇲🇽Mexico
LEGAL
CNBV regulated. Major Ripple ODL remittance corridor with the United States.
🇵🇭Philippines
LEGAL
BSP regulated. Major remittance corridor for OFW payments via Ripple partners.
🇮🇳India
TAXED
30% crypto tax + 1% TDS. Legal to hold and trade; framework still developing.
🇹🇭Thailand
LEGAL
SEC Thailand regulated. Listed on licensed exchanges with active Ripple partnerships.
🇳🇬Nigeria
RESTRICTED
CBN lifted crypto ban in 2023; regulated under SEC Nigeria, bank restrictions remain.
🇨🇳China
BANNED
All crypto trading banned since 2021. Citizens may not legally trade or hold XRP.
🇷🇺Russia
RESTRICTED
Limited legal use. Crypto as payment banned; trading tolerated but heavily restricted.
🇸🇦Saudi Arabia
PENDING
SAMA evaluating framework. Not officially prohibited but no clear legal status.
📊 XRP ETF / ETP Tracker
ApplicantProductMarketStatusFiledNote
21SharesXRP ETPEuropeLIVE2019Actively trading on SIX Swiss Exchange. AUM growing.
CoinSharesXRP ETPEuropeLIVE2020Listed on multiple European exchanges. Institutional grade.
WisdomTreeXRP ETPEuropeLIVE2021FCA and EU regulated. Available in UK and Europe.
VanEckXRP ETPEuropeLIVE2021Deutsche Börse listed. Physically backed.
BitwiseXRP ETFUSAFILED2025SEC review pending. Filed as a spot XRP ETF.
WisdomTreeXRP ETFUSAFILED2025US spot ETF filing submitted to the SEC.
ProSharesXRP Futures ETFUSAREVIEW2025Futures-based product under SEC consideration.
Canary CapitalXRP ETFUSAFILED2024First US spot XRP ETF filing. Pioneer application.
⚖️ SEC Case Timeline
Dec 2020
SEC Files Lawsuit
SEC sues Ripple Labs and its CEO for a $1.3B unregistered securities offering.
Nov 2022
Judge Sides on Documents
Court orders release of the Hinman speech documents.
Jul 2023
Historic Partial Victory
Judge Torres rules XRP is NOT a security in programmatic exchange sales.
Aug 2023
SEC Appeals
SEC files notice of appeal on the programmatic sales ruling.
Oct 2024
SEC Drops Charges
SEC drops charges against Ripple's leadership personally.
Mar 2025
Settlement Reached
Ripple and SEC settle. $50M fine paid vs. the original $2B demand.
2026
Post-Settlement Era
XRP operating in post-lawsuit clarity under a crypto-friendlier SEC.
🇪🇺 MiCA Implementation
MiCA (Markets in Crypto-Assets) is the EU's comprehensive crypto regulatory framework — the closest thing Europe has to a single rulebook for digital assets. It gives XRP formal status as a crypto-asset, not a security, across all 27 member states. Here's how the rollout has progressed:
✅Jun 2023MiCA PublishedEU Markets in Crypto-Assets regulation officially published.
✅Dec 2024Stablecoin Rules LiveTitle III/IV provisions effective; RLUSD and issuers must comply.
✅Dec 2024Full MiCA in ForceComplete framework operational across all 27 EU member states.
○2025National ImplementationMember states complete national regulatory adaptations.
○2025-2026CASP Licensing WaveCrypto Asset Service Providers complete MiCA licensing.
○2026+MiCA Review ClauseEuropean Commission reviews effectiveness and possible DeFi/NFT expansion.
🏦 Central Bank / CBDC Projects on XRPL
🇧🇹Bhutan
LIVE
Druk Digital
National digital currency on XRPL. Royal Monetary Authority partnership.
🇵🇼Palau
LIVE
Palau Stablecoin
PSC, a USD-backed digital currency on XRPL for government payments.
🇲🇪Montenegro
PILOT
Digital Euro Pilot
Central Bank of Montenegro piloting digital euro infrastructure on XRPL.
🇭🇰Hong Kong
PILOT
HKD CBDC
HKMA participating in Project mBridge. Ripple in discussion for the XRPL settlement layer.
🇨🇴Colombia
EXPLORING
Banco de la República
Colombia's central bank exploring XRPL for digital peso settlement infrastructure.
🇬🇪Georgia
EXPLORING
Digital GEL
National Bank of Georgia exploring Ripple technology for a national digital currency.
🏛️ CLARITY Act Tracker
10/10
most recent stories
The Digital Asset Market Clarity Act (CLARITY Act) would split crypto oversight between the SEC and CFTC and is currently on the Senate calendar awaiting a floor vote. This tracker shows the 10 most recent stories on its progress — newest first, with the oldest dropping off automatically as fresh news breaks. Always current.
#1
CoinGape3h ago
XRP Price as Congress Schedules CLARITY Act Hearing on July 17
#2
GN: XRP Ripple Aggregator3h ago
XRP Price as Congress Schedules CLARITY Act Hearing on July 17 - CoinGape
#3
GN: XRP Price6h ago
XRP’s Price if CLARITY Act Fails? 4 AI Models Deliver Verdict — One Sees Surprise Rally - CCN.com
#4
GN: XRP ETF7h ago
XRP gains 1.27% amid CLARITY Act progress and s... - Pluang
#5
GN: XRP FinCEN8h ago
CLARITY Act Progress Update: Here’s Why XRP, XLM, HBAR Holders Should Care - Bitget
#6
GN: XRP FinCEN9h ago
CLARITY Act Progress Update: Here’s Why XRP, XLM, HBAR Holders Should Care - Times Tabloid
#7
Cryptonews10h ago
XRP Price Prediction: Can XRP Crack $1.20 Before Clarity Act?
#8
GN: XRP Price10h ago
XRP Price Prediction: Can XRP Crack $1.20 Before Clarity Act? - Cryptonews
#9
Google News12h ago
CLARITY Act Update: Did JPMorgan Really Back the Crypto Market Structure Bill? - TradingView
#10
GN: XRP Galaxy13h ago
ZEC, CRCL, COIN, GLXY, XRP In Focus: Over 200 Crypto Firms Press Senate For CLARITY Act Vote - Stocktwits
🌐 Global XRP Enterprise & Partnership Ledger
296+
institutions & deals
An ever-growing record of banks, institutions, and enterprises using XRP, XRPL, or Ripple technology — from foundational partnerships to newly announced deals. New entries are detected automatically from the live news feed and added here permanently; nothing is ever removed. Newest announcements shown first.
30 shown  |  296 total  |  196 newly detected
🆕 New Deal🆕 NEWNEW7h ago
XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals - MarketForces Africa
XRP Price Hovers At $1.11 As Ripple Seals Partnership Deals  MarketForces Africa
🆕 New Deal🆕 NEWNEW22h ago
Chainlink lead says XRP lacks real adoption and SWIFT integration rumors are false - Pluang
Chainlink lead says XRP lacks real adoption and SWIFT integration rumors are false  Pluang
🆕 New Deal🆕 NEWNEW1d ago
XRP Price Today: Selling Pressure Grows as Ripple Expands Kansas Sports Partnership - Analytics Insight
XRP Price Today: Selling Pressure Grows as Ripple Expands Kansas Sports Partnership  Analytics Insight
🆕 New Deal🆕 NEWNEW1d ago
Ex-SWIFT CIO Tom Zschach Shuts Down XRP Partnership Claims in Two Words
Former SWIFT Chief Innovation Officer Tom Zschach dismissed viral XRP partnership claims with a blunt two-word rebuttal, exposing the recurr
🆕 New Deal🆕 NEWNEW1d ago
XRP Price To $22? Analysts Eye Massive Rally as Angry Traders Slam 'Historic' Ripple Partnership - CCN.com
XRP Price To $22? Analysts Eye Massive Rally as Angry Traders Slam 'Historic' Ripple Partnership  CCN.com
🆕 New Deal🆕 NEWNEW1d ago
Nuvion Integrates Ripple USD Stablecoin to Accelerate Cross-Border Business Payments - streamlinefeed.co.ke
Nuvion Integrates Ripple USD Stablecoin to Accelerate Cross-Border Business Payments  streamlinefeed.co.ke
🆕 New Deal🆕 NEWNEW1d ago
'Not Happening': Former SWIFT Exec Shuts Down XRP Integration Rumors
Former SWIFT Chief Innovation Officer Tom Zschach has definitively shut down persistent rumors that the global financial messaging network p
🆕 New Deal🆕 NEWNEW1d ago
Cathie Wood Warns Ripple-Backed OUSD May Not Challenge USDT, USDC
Cathie Wood has said Ripple-backed OpenUSD may struggle to challenge USDT and USDC, even with major corporate names behind it, because stabl
🆕 New Deal🆕 NEWNEW2d ago
'Rare Moment': Ripple CEO Speaks About Major Sports Partnership - Bitget
'Rare Moment': Ripple CEO Speaks About Major Sports Partnership  Bitget
🆕 New Deal🆕 NEWNEW2d ago
Ripple has signed a 5-year partnership with the Kansas Jayh - KuCoin
Ripple has signed a 5-year partnership with the Kansas Jayh  KuCoin
🆕 New Deal🆕 NEWNEW2d ago
Ripple News: Kansas Athletics Announces Partnership — And Why Traders Are Watching - Coinfomania
Ripple News: Kansas Athletics Announces Partnership — And Why Traders Are Watching  Coinfomania
🆕 New Deal🆕 NEWNEW2d ago
Kansas Athletics announces multi-year partnership with Ripple, adding XRP jersey patch - KCTV
Kansas Athletics announces multi-year partnership with Ripple, adding XRP jersey patch  KCTV
🆕 New Deal🆕 NEWNEW2d ago
XRP’s Banking Partnerships Hit 300: Why Wall Street Is Watching - AOL.com
XRP’s Banking Partnerships Hit 300: Why Wall Street Is Watching  AOL.com
🆕 New Deal🆕 NEWNEW2d ago
Ripple CEO’s Kansas Roots Lead To Landmark Five-Year XRP Athletics Partnership - Stocktwits
Ripple CEO’s Kansas Roots Lead To Landmark Five-Year XRP Athletics Partnership  Stocktwits
🆕 New Deal🆕 NEWNEW2d ago
Kansas Athletics Announces Groundbreaking XRP Jersey Patch Partnership - Yahoo Sports
Kansas Athletics Announces Groundbreaking XRP Jersey Patch Partnership  Yahoo Sports
🆕 New Deal🆕 NEWNEW3d ago
Kansas Athletics Announces Landmark Partnership with Ripple, Adds XRP Jersey Patch to All Uniforms - WIBW 580
Kansas Athletics Announces Landmark Partnership with Ripple, Adds XRP Jersey Patch to All Uniforms  WIBW 580
🆕 New Deal🆕 NEWNEW3d ago
'Rare Moment': Ripple CEO Speaks About Major Sports Partnership
Ripple CEO Brad Garlinghouse celebrated a "rare moment" where his professional and personal worlds collide.
🆕 New Deal🆕 NEWNEW3d ago
XRP Scores Big With Kansas Jayhawks Partnership - DailyCoin
XRP Scores Big With Kansas Jayhawks Partnership  DailyCoin
🆕 New Deal🆕 NEWNEW3d ago
Attention: A Historic Day for XRP! Ripple Announces New Partnership! - Bitget
Attention: A Historic Day for XRP! Ripple Announces New Partnership!  Bitget
🆕 New Deal🆕 NEWNEW3d ago
Attention: A Historic Day for XRP! Ripple Announces New Partnership! - Cryptonews.net
Attention: A Historic Day for XRP! Ripple Announces New Partnership!  Cryptonews.net
🆕 New Deal🆕 NEWNEW3d ago
Ripple Lands Major XRP Partnership as Garlinghouse Shares Rare Personal Moment - CryptoRank
Ripple Lands Major XRP Partnership as Garlinghouse Shares Rare Personal Moment  CryptoRank
🆕 New Deal🆕 NEWNEW3d ago
Kansas Athletics Announces Groundbreaking XRP Jersey Patch Partnership - roundtable.io
Kansas Athletics Announces Groundbreaking XRP Jersey Patch Partnership  roundtable.io
🆕 New Deal🆕 NEWNEW3d ago
Ripple Lands Major XRP Partnership as Garlinghouse Shares Rare Personal Moment
XRP's logo will appear on countless jerseys in the US.
🆕 New Deal🆕 NEWNEW3d ago
XRP sentiment mixed — Ripple college partnership meets selling pressure - Traders Union
XRP sentiment mixed — Ripple college partnership meets selling pressure  Traders Union
🆕 New Deal🆕 NEWNEW3d ago
Kansas Athletics Announces Strategic Jersey Patch Partnership Featuring XRP Cryptocurrency - kuathletics.com
Kansas Athletics Announces Strategic Jersey Patch Partnership Featuring XRP Cryptocurrency  kuathletics.com
🆕 New Deal🆕 NEWNEW3d ago
Ripple’s $200M Rail Acquisition Loses AngelList as Crypto Payments Get Cut
AngelList is ending its Ripple Rail partnership by July 31, 2026, scrapping USDC and stablecoin payments just months after Ripple's $200M ac
🆕 New Deal🆕 NEWNEW4d ago
XRP Gets New Payment Flow as Ripple's RLUSD Lands AI Banking Platform Nuvion Integration - Bitcoin News
XRP Gets New Payment Flow as Ripple's RLUSD Lands AI Banking Platform Nuvion Integration  Bitcoin News
🆕 New Deal🆕 NEWNEW4d ago
Nuvion has integrated Ripple’s stablecoin, $RLUSD, into its - KuCoin
Nuvion has integrated Ripple’s stablecoin, $RLUSD, into its  KuCoin
🆕 New Deal🆕 NEWNEW4d ago
Ripple's RLUSD stablecoin integrates with AI ba... - Pluang
Ripple's RLUSD stablecoin integrates with AI ba...  Pluang
🆕 New Deal🆕 NEWNEW4d ago
Ripple Inside the Open USD Map: Can XRP Bulls Spin a Consortium Stablecoin Into a Catalyst?
Open USD lands 140+ partners including Visa, Mastercard, Coinbase, BlackRock, and Ripple. XRP bulls eye a catalyst as multi-chain rollout lo
Baseline sources: Ripple.com partner listings, SEC filings, central bank announcements, verified corporate press releases. New entries are detected from the live news feed. Directory is for informational purposes; some partnerships may be pilots or historical integrations.
📑 Global Partnership Directory 147+
Curated master list of confirmed global partnerships & contracts. Refreshes every 3 days. Updated 2026-07-09 19:32 UTC.
🇨🇭AMINA Bank
🚀 ODL/XRP LiveFINMA-regulated digital asset institution with live native Ripple Payments
🇪🇺Azimo
🚀 ODL/XRP LiveInternational digital money transmitter processing enterprise payouts
🇲🇽Bitso
🚀 ODL/XRP LiveCore liquidity hub routing heavy institutional USD-to-MXN lanes
🇦🇺BTC Markets
🚀 ODL/XRP LiveCurrency bridge managing the AUD leg of regional ODL clearing
🇵🇭ChinaBank
🚀 ODL/XRP LiveClears Gulf-region corporate payments anchored to digital liquidity
🇨🇦CIBC
🚀 ODL/XRP LiveSettles institutional growth transfers via ODL infrastructure
🇵🇭Coins.ph
🚀 ODL/XRP LiveDigital consumer network handling incoming XRP liquid conversions
🇺🇸Cuallix
🚀 ODL/XRP LiveFirst fintech to pilot original xRapid/ODL settlement engines
🇦🇺FlashFX
🚀 ODL/XRP LiveAutomated FX software routing transfers via on-chain token paths
🇦🇺Independent Reserve
🚀 ODL/XRP LiveRegional liquidity exchange partner providing settlement architecture
🇵🇭iRemit
🚀 ODL/XRP LiveNon-bank remittance giant using ledger for real-time treasury management
🇬🇧Mercury FX
🚀 ODL/XRP LiveEnterprise currency platform processing instant commercial payments via XRP
🇲🇾MoneyMatch
🚀 ODL/XRP LiveDigital conversion firm routing commercial payments to European endpoints
🇦🇺Novatti
🚀 ODL/XRP LivePayments processor using XRP ledger routes for Southeast Asian corridors
🌍Pyypl
🚀 ODL/XRP LiveBlockchain fintech offering consumer digital wallets via ODL
🇶🇦Qatar National Bank
🚀 ODL/XRP LiveCross-border pipeline targeting Philippine remittance partners
🇯🇵SBI Remit / SBI Holdings
🚀 ODL/XRP LiveMulti-corridor APAC retail & commercial remittance powered by XRP
🇹🇭Siam Commercial Bank
🚀 ODL/XRP LiveActive live ODL corridors for inbound Japanese capital
🇲🇾Tranglo
🚀 ODL/XRP LiveRegional processing giant fully integrated into ODL
🇧🇷Travelex Bank
🚀 ODL/XRP LiveFirst operational Latin American bank using XRP liquidity corridors
🇵🇭UnionBank
🚀 ODL/XRP LiveAutomated processing for inbound domestic overseas worker remittances
🌐X Money
🚀 ODL/XRP LiveRetail cross-border digital financial platform using decentralized settlement
🇦🇪Zand Bank
🚀 ODL/XRP LiveDigital corporate bank processing payments via XRP and RLUSD
🇹🇷Akbank
🏛️ Global BanksEarly regional banking partner conducting secure real-time automated tests
🇺🇸American Express
🏛️ Global BanksCommercial B2B international payments clearing partner
🇦🇺ANZ Bank
🏛️ Global BanksHistorical testing partner of the underlying clearing protocol
🇮🇳Axis Bank
🏛️ Global BanksLive infrastructure client managing real-time regional transaction tunnels
🇪🇸Banco Santander
🏛️ Global BanksPowers international One Pay FX app via RippleNet messaging
🇺🇸Bank of America
🏛️ Global BanksInfrastructure pilot participant holding patents referencing XRP settlement
🇪🇸BBVA
🏛️ Global BanksCorporate banking implementing cross-border branch liquidity trials
🇵🇭BDO Unibank
🏛️ Global BanksMajor destination settlement point for international inbound money streams
🇨🇦BMO Financial Group
🏛️ Global BanksNorth American commercial entity exploring cross-border clearing efficiency
🇲🇾CIMB Bank
🏛️ Global BanksDeep integration node managing corridors across ASEAN borders
🇦🇺Commonwealth Bank (CBA)
🏛️ Global BanksMajor retail institution participating in pilot ecosystem networks
🇩🇪Deutsche Bank
🏛️ Global BanksCombined Ripple blockchain architecture with legacy SWIFT mechanisms
🇮🇳Federal Bank
🏛️ Global BanksMajor localized retail bank utilizing automated routing systems
🇬🇧HSBC
🏛️ Global BanksMulti-national banking network mapped via active system routing IDs
🇮🇳IndusInd Bank
🏛️ Global BanksCaptures inbound international money transfers using decentralized engines
🇳🇱ING Group
🏛️ Global BanksMulti-national bank registered in regional backend messaging directories
🇮🇹Intesa Sanpaolo
🏛️ Global BanksEnterprise participant tracking structural digital payment innovations
🌐JPMorgan Chase
🏛️ Global BanksOverlapping participant in multi-network settlement ledger groups
🇮🇳Kotak Mahindra Bank
🏛️ Global BanksFintech clearing provider handling instant retail capital inflows
🇹🇭Krungsri (Bank of Ayudhya)
🏛️ Global BanksStreamlines real-time corporate pipelines between Thailand and Japan
🇦🇺Macquarie Bank
🏛️ Global BanksFinancial and transaction group listed on official routing logs
🇯🇵MUFG Bank
🏛️ Global BanksTier-1 retail giant optimizing transaction messaging across APAC
🇦🇺National Australia Bank (NAB)
🏛️ Global BanksIncorporated into the ledger settlement network indexing systems
🇺🇸PNC Bank
🏛️ Global BanksFirst major domestic U.S. institutional network client
🇨🇦Royal Bank of Canada (RBC)
🏛️ Global BanksExplored the decentralized rail protocol for automated settlement
🇸🇪SEB
🏛️ Global BanksOperates high-volume corporate lines over Ripple software rails
🇰🇷Shinhan Bank
🏛️ Global BanksTop South Korean network client maintaining active system access keys
🇬🇧Standard Chartered
🏛️ Global BanksCore early corporate investor and active digital clearing hub collaborator
🇨🇭UBS
🏛️ Global BanksAsset and investment firm evaluating high-speed distributed ledgers
🇦🇺Westpac
🏛️ Global BanksRegistered network member maintaining live backend communication IDs
🇰🇷Woori Bank
🏛️ Global BanksMulti-channel asset institution utilizing programmatic payment lines
🇮🇳Yes Bank
🏛️ Global BanksCommercial institution conducting high-velocity payment remittance operations
🌐Accenture
🛠️ Tech/CustodyConsulting giant managing global deployment strategies for payment architecture
🌐Amazon Web Services (AWS)
🛠️ Tech/CustodyHosts architecture allowing global nodes to run XRPL validation configurations
🇰🇷BDACS
🛠️ Tech/CustodyRegulated secure vault platform for native ledger token storage
🇧🇷BeeTech
🛠️ Tech/CustodyDigital financial operator executing automated Latin American clearings
🇺🇸BNY Mellon
🛠️ Tech/CustodyPrimary tier-1 institutional reserve custodian for stablecoin offerings
🇨🇦CGI Group
🛠️ Tech/CustodyIT consulting firm incorporating decentralized financial frameworks
🇺🇸Cross River Bank
🛠️ Tech/CustodyFinancial tech enabler providing direct underlying banking backbone
🇬🇧Currencycloud
🛠️ Tech/CustodyB2B multi-currency platform streamlining automated foreign exchange
🇸🇬DBS Bank
🛠️ Tech/CustodySoutheast Asian institution utilizing bank-grade digital asset vaults
🌐Deloitte
🛠️ Tech/CustodyIntegrated distributed financial systems into client business models
🇩🇪DZ Bank
🛠️ Tech/CustodyLeverages digital custody solutions for tokenized asset issuance
🇩🇪Fidor Bank
🛠️ Tech/CustodyDigital banking pioneer integrating alternative clearing protocol tools
🇬🇧Finastra
🛠️ Tech/CustodyCore banking software opening network access to 2,000+ regional banks
🇺🇸Frankenmuth Credit Union
🛠️ Tech/CustodyLocal cooperative providing digital asset services to local consumers
🇺🇸GTreasury
🛠️ Tech/CustodyCorporate liquidity software suite managing modern capital balance sheets
🇺🇸Hidden Road
🛠️ Tech/CustodyMajor institutional prime brokerage expanding liquidity paths for digital assets
🇸🇬InstaReM
🛠️ Tech/CustodyHigh-speed digital payment gateway connected via localized nodes
🇰🇷Kbank
🛠️ Tech/CustodyDigital platform implementing secure cryptographic wallet structures
🇰🇷Kyobo Life Insurance
🛠️ Tech/CustodyUtilizing token ledger blueprint for corporate structural bond settlement
🇨🇭Metaco
🛠️ Tech/CustodyInstitutional crypto custody firm acquired by Ripple to secure bank assets globally
🇬🇧Modulr
🛠️ Tech/CustodyPayments provider optimizing massive local commercial transaction times
🇸🇬Nium
🛠️ Tech/CustodyFintech provider optimizing massive outbound payment paths across global corridors
🇪🇸Sabadell
🛠️ Tech/CustodyCommercial infrastructure partner running real-time corporate data modules
🇰🇷Sentbe
🛠️ Tech/CustodyHigh-speed international remittance engine using the global banking network
🇨🇭Temenos
🛠️ Tech/CustodyCore banking software provider embedding automated accounting rails
🇦🇪Al Ansari Exchange
🌍 RegionalHigh-volume Middle Eastern exchange network routing institutional transfers
🇧🇷Banco Rendimento
🌍 RegionalForeign currency commercial bank using optimized digital payment tunnels
🇵🇰Bank Alfalah
🌍 RegionalManages automated digital channels targeting the UAE-to-Pakistan corridor
🇧🇩bKash
🌍 RegionalMobile financial giant plugged in to capture worker remittances
🇵🇰Faysal Bank
🌍 RegionalSpecialized commercial banking provider processing inward retail cash flows
🇵🇪Interbank
🌍 RegionalTraditional retail banking destination tied to alternative clearing systems
🇵🇪Intercorp
🌍 RegionalLarge conglomerate stabilizing localized payment legs for regional retail assets
🇧🇷Itau Unibanco
🌍 RegionalGiant South American banking provider utilizing alternative communication networks
🇦🇪National Bank of Fujairah
🌍 RegionalTrade finance group optimizing real-time B2B payment workflows
🇰🇼National Bank of Kuwait (NBK)
🌍 RegionalRuns international corporate transfer paths targeting the Gulf
🇦🇪RAKBANK
🌍 RegionalIntegrates transaction routes to improve speed across enterprise pipelines
🇸🇦Saudi Central Bank (SAMA)
🌍 RegionalCentral entity piloting distributed frameworks for commercial branches
🇻🇳Vietcombank
🌍 RegionalExplores modern asset frameworks under regional digital banking pilots
🇺🇸Bitwise Asset Management
🟡 ETF/TreasuryRegulated Wall Street provider offering institutional XRP exposure
🇺🇸Canary Capital Partners
🟡 ETF/TreasuryAsset management firm deploying institutional-grade XRP capital avenues
🇺🇸Franklin Templeton
🟡 ETF/TreasuryLegacy asset firm filing for exchange-traded digital investment products
🇺🇸Grayscale Investments
🟡 ETF/TreasuryAsset manager operating the regulated Grayscale XRP Trust and spot fund
🌐Hashdex Asset Management
🟡 ETF/TreasuryGlobal investment manager offering systemic access to ledger tokens
🇺🇸Nature's Miracle Holding
🟡 ETF/TreasuryAgriculture Tech firm implementing a $20M Corporate Treasury on the XRPL
🇺🇸Worksport Ltd.
🟡 ETF/TreasuryClean automotive developer utilizing digital assets for inventory clearings
🌐Mastercard
🏛️ Global Banks$9T payment network partnered with Ripple on settlement rails in 2026
🇧🇷Banco Genial
🚀 ODL/XRP LiveRipple Payments for cross-border payouts, live 2026
🇸🇬Thunes
🛠️ Tech/CustodyBrought stablecoin payouts to 11,500 SWIFT-connected banks via Ripple ODL routing
🇺🇸SendFriend
🚀 ODL/XRP LiveODL for international remittances
🌐Remitr
🚀 ODL/XRP LiveRippleNet for cross-border business payments
🇺🇸Ondo Finance
🛠️ Tech/Custody$323M+ tokenized US Treasury products on XRP Ledger
🇬🇧Archax
🛠️ Tech/CustodyUK-regulated exchange bringing $1B tokenized assets onto XRPL by mid-2026
🇺🇸Guggenheim Treasury Services
🛠️ Tech/CustodyTokenized commercial paper / treasury products on XRPL
🇸🇬OpenEden
🛠️ Tech/CustodyTokenized US Treasury products on the XRP Ledger
🇺🇸Zoniqx
🛠️ Tech/CustodyPrepared hundreds of millions in RWA for issuance on XRPL
🇬🇧abrdn
🟡 ETF/Treasury£3.8B liquidity fund tokenized on XRPL via Archax (first tokenized MMF)
🇬🇧Aviva Investors
🟡 ETF/TreasuryAnnounced tokenization partnership with Ripple in 2026
🌐Justoken
🛠️ Tech/CustodyIndependent RWA tokenization project building on XRPL
🇦🇪Ctrl Alt
🛠️ Tech/CustodyPartnered with Ripple + Dubai Land Department for real estate tokenization
🌐Figment
🛠️ Tech/CustodyStaking infrastructure partnership for Ripple Custody (2026)
🇨🇭Securosys
🛠️ Tech/CustodyHSM support partnership for Ripple Custody (2026)
🇺🇸Palisade
🛠️ Tech/CustodyAcquired by Ripple to expand custody stack
🇺🇸Chainalysis
🛠️ Tech/CustodyCompliance tools integrated into Ripple Custody
🌏Doppler Finance
🛠️ Tech/CustodyPartnered with SBI Ripple Asia for XRP-based institutional yield products
🇸🇬SBI Digital Markets
🛠️ Tech/CustodySegregated custody for SBI Ripple Asia XRP yield products
🇧🇹Royal Monetary Authority of Bhutan
🌍 RegionalNational CBDC pilot on XRPL since 2021
🇲🇪Central Bank of Montenegro
🌍 RegionalCBDC pilot exploring blockchain national currency on XRPL
🇵🇼Republic of Palau
🌍 RegionalNational stablecoin built with Ripple on XRPL
🇨🇴Banco de la Republica
🌍 RegionalCentral bank exploring XRPL for digital peso settlement
🇦🇺Reserve Bank of Australia
🌍 RegionalProject Acacia deployed wholesale CBDC on XRPL in live tests with tokenized govt bonds
🇸🇬Monetary Authority of Singapore
🌍 RegionalMAS sandbox projects using RLUSD for programmable trade finance
🇭🇰Hong Kong Monetary Authority
🌍 Regionale-HKD CBDC pilots involving XRPL infrastructure
🇦🇪Dubai Land Department
🌍 RegionalReal estate tokenization on XRPL with Ripple + Ctrl Alt (2025)
🇨🇭21Shares
🟡 ETF/TreasuryLive XRP ETP issuer
🇪🇺CoinShares
🟡 ETF/TreasuryLive XRP exchange-traded product issuer
🇺🇸WisdomTree
🟡 ETF/TreasuryXRP ETF issuer
🇺🇸VanEck
🟡 ETF/TreasuryLive XRP ETF issuer
🇺🇸ProShares
🟡 ETF/TreasuryXRP futures/ETF product under review
🇺🇸Volatility Shares
🟡 ETF/TreasuryXRP futures ETF issuer
🇺🇸Teucrium
🟡 ETF/TreasuryLaunched 2x leveraged XRP ETF
🇺🇸Goldman Sachs
🟡 ETF/TreasuryReported largest institutional XRP holder in the US
🇫🇷Societe Generale (SG-FORGE)
🏛️ Global BanksLaunched EUR CoinVertible euro stablecoin on XRPL (Feb 2026)
🇺🇸WebBank
🏛️ Global BanksSettles fiat card transactions using RLUSD on XRPL (with Gemini)
🇺🇸Gemini
🛠️ Tech/CustodyCard transaction settlement using RLUSD on the XRP Ledger
🌐Mastercard (RLUSD cards)
🟡 ETF/TreasuryFiat card settlement via RLUSD on XRPL with WebBank + Gemini
🇺🇸BlackRock (BUIDL)
🟡 ETF/TreasuryBUIDL fund supported on Ripple Treasury platform routing via XRPL DEX
🌐Alloy Networks
🚀 ODL/XRP LiveRuns an XRPL validator node — signal of active XRP settlement usage
🌍Onafriq
🌍 RegionalPan-African payments network using Ripple for cross-border corridors
🇺🇸Ripple National Trust Bank
🏛️ Global BanksOCC conditionally approved Dec 2025 — federally chartered trust bank
🇿🇦Absa Group
🌍 RegionalMajor African bank exploring Ripple cross-border infrastructure
🇧🇷Fenasbac
🌍 RegionalBrazil central bank innovation arm partnered on Ripple pilots
🇩🇪DZ Bank Digital
🏛️ Global BanksDigital asset custody pilots involving XRPL infrastructure
🔬 Advanced Metrics
Technical indicators, order book depth, and reference specs — all computed from live, verifiable market data.
⚙️ XRPL Technical Specs
How XRPL compares on the metrics that matter for payments
MetricXRPL ETHSOL BTC
Max TPS1,500~3065,0007
Settlement3-5 sec12 sec0.4 sec60 min
Tx Fee$0.0002$1-50$0.001$1-20
Energy Use0.0079 kWh0.03 kWh0.00051 kWh1,173 kWh
ConsensusFBCPoSPoH+PoSPoW
ISO 20022✅ Native❌ No❌ No❌ No
Supply Cap100B fixedUnlimitedFixed21M
📚 XRP Use Case Library
Where XRP and XRPL are actually being used today
⚡ Cross-Border Payments (ODL)
Banks use XRP as bridge currency to eliminate pre-funded nostro accounts. Saves up to 60% vs SWIFT. Active in 8+ corridors.
💵 RLUSD Stablecoin Settlement
NYDFS-regulated USD stablecoin on XRPL. Enables stable-value settlement while XRP handles liquidity bridge function.
🏛️ Central Bank Digital Currency
Bhutan (live), Montenegro (pilot), Palau (live), Colombia, Hong Kong exploring XRPL as CBDC settlement layer.
🎨 NFT Marketplace (XLS-20)
Native NFT standard on XRPL. Low-fee minting ($0.0002), instant settlement. Multiple marketplaces active.
📈 Tokenized Real-World Assets
Sologenic tokenizes stocks/ETFs on XRPL. Institutional-grade settlement infrastructure for the RWA market.
⚗️ DeFi & AMM Protocols
Native AMM live on XRPL mainnet. DEX built into protocol level. No smart contract risk — settlement at protocol layer.
🔗 ISO 20022 Payment Rails
XRPL natively supports ISO 20022 data fields — the same standard SWIFT, Fedwire, CHAPS and TARGET2 are migrating to.
🌐 Micropayments & Streaming
XRP enables sub-cent micropayments at $0.0002/tx — streaming money, API monetization, IoT payments.
🤖 AI Agent Payments
Ripple integrating XRP/XRPL for AI agent-to-agent payments — instant, programmable, low-cost settlement.
📦 Accumulation / Distribution
Chaikin A/D Line — computed from price, volume, and daily range (no wallet tracking involved)
7-Day Signal
🟢 Accumulation
30-Day Signal
🟢 Accumulation
🔢 XRP Correlation Matrix
30-day return correlation (Pearson) — how closely XRP tracks each asset
XRP vs BTC+0.84 (positive)
XRP vs ETH+0.91 (positive)
+1.0 = moves identically · 0 = unrelated · -1.0 = moves opposite
📊 XRP Order Book Depth
Live bid/ask walls on Binance XRP/USDT — top 8 levels each side
🟢 BUY WALLS (BIDS)
$1.1151
6,859
$1.1150
1,809
$1.1149
9,109
$1.1148
11,988
$1.1147
12,874
$1.1146
16,544
$1.1145
24,684
$1.1144
26,343
Total Bid Depth: $122.8K
🔴 SELL WALLS (ASKS)
$1.1152
1,938
$1.1153
9,830
$1.1154
9,093
$1.1155
9,671
$1.1156
18,247
$1.1157
15,875
$1.1158
22,765
$1.1159
33,365
Total Ask Depth: $134.8K
💧 Liquidity Map
Bid vs. ask value in the visible order book
48% bids52% asks
Balanced
Top 8 levels each side · Binance XRP/USDT
🛠️ Practical Tools
💰 XRP P&L Calculator
Buy Price (USD)
Quantity (XRP)
Sell / Target Price (USD) [use live price]
Cost Basis—
Current / Target Value—
P&L (USD)—
P&L (%)—
⚠️ Not financial advice. For informational purposes only.
💱 XRP Price — Multi-Currency2026-07-11 18:23:48 UTC
USD 🇺🇸
$1.1144
EUR 🇪🇺
€0.9762
GBP 🇬🇧
£0.8313
JPY 🇯🇵
¥180.27
AUD 🇦🇺
A$1.6047
CAD 🇨🇦
C$1.5824
SGD 🇸🇬
S$1.4375
INR 🇮🇳
₹106.36
BRL 🇧🇷
R$5.6944
🔒 Escrow & Ripple Holdings
Ripple's Own XRP — Publicly Verifiable
Next scheduled release (1B XRP, 1st of month 00:00 UTC):
—
Total in escrow~43B XRP
Circulating supply~62B XRP
Escrow addresses are public and independently verifiable on-chain — this is Ripple's own locked supply, not a personal wallet lookup.
📈 Portfolio TrackerSession only
No entries yet. Add a position above.
Total XRP—
Total Value—
Total P&L—
⚠️ Session only — entries clear on page refresh. Not financial advice.
💸 Remittance CalculatorSWIFT vs XRP
Send Amount (USD)
Corridor
⚠️ Traditional fees are averages. Actual rates vary by provider.
⚡ Transaction Fee CalculatorXRPL vs Traditional
Transfer Amount (USD)
XRPL network fee $0.0002
Bank wire fee (avg 2-5%) —
Credit card fee (avg 3%) —
You Save With XRPL
—
⚠️ Traditional fees are typical industry averages; actual rates vary by provider and route.
🏆 XRPRadar Exclusive Intelligence
Live as of 2026-07-11 18:23:48 UTC
Metrics built entirely from data we track ourselves — our own growing partnership ledger, our own executive statement archive, our own GitHub monitoring, our own news timing history. Nothing here is copied from another site's API; it exists because XRPRadar has been watching and recording since deploy.
  • Institutional Confidence Index — one flagship score from five disclosed components.
  • Partnership Momentum — deals-per-week velocity from our own ledger.
  • Catalyst Clock — when XRP-moving stories actually break, by hour and weekday.
  • Narrative Diffusion Map — how fast a theme spreads across regions.
Every chart below started empty at deploy and has been filling in honestly ever since — the longer XRPRadar runs, the sharper this section gets.
72
/ 100
Strong Confidence
Partnership Momentum
20/20
196 new deals detected
Developer Activity
15/20
12 commits/7d
Smart Money Positioning
10/20
48/100 — Neutral / Mixed
Executive Tone
11/20
3 positive / 1 negative of 16
Regulatory Momentum
16/20
10/10 CLARITY Act stories tracked
🏆 XRPRadar Institutional Confidence Index (ICI) — rescaled from five disclosed components: Partnership Momentum (our Enterprise Ledger), Developer Activity (live GitHub tracking), Smart Money Positioning (RSI + sentiment + funding rate), Executive Tone (sentiment across real Ripple leadership statements), and Regulatory Momentum (CLARITY Act coverage + Legal/Reg news sentiment). Each component is shown above with its real underlying value — nothing is a black box. Informational only, not financial advice.
📈 Partnership Momentum
New deals detected per week, straight from our own Enterprise Ledger — builds up day by day, nothing fabricated.
196
Total Detected
32
This Week
▲ up from 2 last week
Trend
19.6
Avg / Week
10 weeks ago5 weeks agothis week
⏰ Catalyst Clock
When XRP-moving stories actually break — hour (UTC) × weekday, built from our own breaking-story history since deploy.
Peak so far: 07:00 UTC on Thus  |  202 breaking stories tracked
Mon
Tue
Wed
Thu
Fri
Sat
Sun
036912151821
Darker = more breaking stories at that hour · scroll horizontally on small screens
🌍 Narrative Diffusion Map
How fast a story theme spreads from its first mention to full regional coverage — tracked from our own news timing history.
Fastest spread so far: "Spot ETF" reached multiple regions in 9215.0h
RLUSD / Stablecoinfirst seen 2301d ago
🇰🇷 Korea +40010h🌎 LatAm +40403h🇪🇺 Europe +40839h🌍 Africa +44114h🇯🇵 Japan +44738h🌏 SEA +45218h🇦🇪 UAE +45554h🇮🇳 India +49611h
Reached 8 regions
XRPL Techfirst seen 2859d ago
🌏 SEA +10033h🇰🇷 Korea +27288h🌎 LatAm +41688h🇯🇵 Japan +48360h🇪🇺 Europe +50880h🇮🇳 India +54481h🇦🇪 UAE +58752h🌍 Africa +62160h
Reached 8 regions
Spot ETFfirst seen 3242d ago
🌏 SEA +65677h🇰🇷 Korea +67260h🇯🇵 Japan +67860h🇦🇪 UAE +68508h🇮🇳 India +69852h🌍 Africa +71989h🇪🇺 Europe +72061h🌎 LatAm +74892h
Reached 8 regions
Whale Flowsfirst seen 3368d ago
🌎 LatAm +9216h🌍 Africa +31921h🌏 SEA +56952h🇮🇳 India +65928h🇰🇷 Korea +66865h🇦🇪 UAE +70032h🇯🇵 Japan +72120h🇪🇺 Europe +74280h
Reached 8 regions
SEC / Legalfirst seen 3802d ago
🇯🇵 Japan +34753h🇦🇪 UAE +42576h🇪🇺 Europe +42600h🌏 SEA +58967h🌍 Africa +64655h🇰🇷 Korea +65015h🇮🇳 India +75431h🌎 LatAm +82703h
Reached 8 regions
Bank Partnershipsfirst seen 4451d ago
🇯🇵 Japan +31705h🌏 SEA +39745h🇮🇳 India +61896h🇰🇷 Korea +64776h🇪🇺 Europe +73968h🌎 LatAm +79896h🇦🇪 UAE +83280h🌍 Africa +100368h
Reached 8 regions
📡 Regulatory & Ledger Watch
Updated: 18:12 UTC
Direct-from-source monitoring: XRPL protocol amendments in validator voting, official SEC filings mentioning Ripple/XRP, and live US federal rulemaking on digital assets. Government and ledger-level sources only.
⚙️ XRPL Amendment Tracker
Protocol changes currently in validator voting — the earliest possible signal of XRPL evolution. Source: XRPScan.
fixCleanup3_2_024 validator votes
SingleAssetVault10 validator votes
LendingProtocol9 validator votes
fixBatchInnerSigs10 validator votes
Batch12 validator votes
PermissionDelegation1 validator votes
fixXChainRewardRounding13 validator votes
XChainBridge4 validator votes
📄 SEC EDGAR Filing Watch
Official SEC filings mentioning Ripple or XRP — straight from the source, before the press writes about them.
No recent Ripple/XRP filings detected — data refreshing…
🏛️ Federal Register Rule Watch
Proposed and final US federal rules on digital assets — the regulatory pipeline, direct from the Federal Register.
EB-5 Reform and Integrity Act of 2022; Ensuring the Integrity of the EB-5 Program; Automatic Revocation of Petitions for Immigrant Classific2026-07-02 · Homeland Security Department
Financial Data Transparency Act Joint Data Standards2026-06-25 · Treasury Department
Permitted Payment Stablecoin Issuer Customer Identification Program2026-06-22 · Treasury Department
Self-Regulatory Organizations; NYSE Arca, Inc.; Order Granting Approval of a Proposed Rule Change, as Modified by Amendment No. 2 Thereto, T2026-06-17 · Securities and Exchange Commission
Self-Regulatory Organizations; Nasdaq PHLX LLC; Notice of Filing of Amendment No. 1 and Order Granting Accelerated Approval of a Proposed Ru2026-05-28 · Securities and Exchange Commission
Self-Regulatory Organizations; NYSE Arca, Inc.; Notice of Filing of a Proposed Rule Change, as Modified by Amendment No. 1 Thereto, To List 2026-04-29 · Securities and Exchange Commission
👥 XRP Community Hub
The top 20 XRP-dedicated blogs, newsletters, social accounts, and forums — curated for signal over noise. External links open in a new tab.
📝 Blogs & News Sites
U.Today XRP
High-volume dedicated XRP news desk
The Crypto Basic — XRP
XRP-heavy coverage, community favorite
XRPL.org Blog
Official ledger development blog
Ripple Insights
Official Ripple company blog
CoinPost Japan (XRP)
Japan’s largest crypto outlet — XRP focus
📧 Newsletters & Research
XRPL Foundation Updates
Ledger foundation announcements
XRPL Dev Community
Developer tutorials and build logs
XRPScan
Ledger explorer + weekly metrics
Bithomp
Explorer, rich lists, escrow tracking
XRPL Services
Community tools and ledger utilities
📱 Social Accounts
@Ripple
Official Ripple company account
@bgarlinghouse
Brad Garlinghouse — Ripple CEO
@JoelKatz
David Schwartz — Ripple CTO, XRPL architect
@XRPLF
XRP Ledger Foundation
@WietseWind
Xaman (XUMM) wallet founder, XRPL builder
💬 Forums & Communities
r/XRP
Largest XRP subreddit
r/Ripple
Ripple company + ecosystem discussion
XRPChat
Longest-running dedicated XRP forum
XRPL Developers Discord
Official developer community chat
Stack Overflow — XRP
Technical Q&A for XRPL builders
🔍 Preflight / QA Details ✕
OVERALL: PASS  (4/4 checks passed)
Flask app respondingPASSServer handled the request
Version string presentPASSReporting version 97
Uptime clock runningPASS168762 seconds since boot
Port configuredPASSPORT=8080
Live data sourcesPASS3/3 connected
Last run: 2026-07-09 19:32:03 UTC